NCNG Logo
Unknown image

Stephen Cummings S.C.I.G

Health & Life Insurance Broker (CA Lic. #0I80714)

Veteran-owned, independent broker for Medicare, Individual & Family (Covered CA), Life, Vision & Dental.

Business Phone 442-480-3273

Website: https://www.scigsd.com/

Email: scig.nsd@gmail.com

Areas of Expertise

  • Medicare guidance (A, B, C/Advantage, D) & Medigap — plan comparisons, enrollment timing, and annual reviews. (Disclosure: SCIG represents a number of MA organizations; information is limited to the plans we offer.)
  • Individual & Family Health Plans — on- and off-exchange with Covered California; subsidy and eligibility help.
  • Life Insurance — term, whole life, and Indexed Universal Life (IUL) explained in plain language.
  • Vision & Dental — plan basics, coverage categories, and where to buy.

Industry Experience

Stephen is a U.S. Coast Guard veteran and independent broker with 25+ years helping San Diegans choose the right coverage. He advises on Medicare options, Covered California plans, life insurance (term/whole/IUL), and vision & dental—with a calm, educational approach, not pushy sales

How I Can Help You

We do not offer every plan available in your area.  We represent a number of MA organizations, which offer products in your area.  Any information we provide is limited to those plans we do offer in your area.  Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program to get information on all of your options.