Kelly Kline

Kelly Kline

Mortgage Loan Broker, NMLS # 230049
OneTrust Home Loans

Kelly Kline is a mortgage broker with 20+ years of experience.

Cell (619) 784-9695
Tel (760) 710-2233

How I Can Help You

With over 20 years of lending experience I believe that the title of Mortgage Professional is not one of a job, or a career. It’s the lifestyle that one must choose to text to be successful in this field. In my years of experience forging a successful career in the mortgage industry, I consistently try to seize every opportunity to exceed the expectations of my clients and colleagues with integrity, professionalism and leadership.

Striving to live and work by the “Golden Rule” I treat all clients, co-workers and people the way I want to be treated: friendly, fair, welcoming and with respect.

With an uncanny work ethic, a go-getter attitude, and a straight-forward approach, I serve as a licensed mortgage banker for OneTrust Home Loans. With a focus on originating home loans, I also serve as a trusted resource to my clients, peers and a dedicated referral partner.

Specialties: All of your Residential Mortgage Financing needs including FHA, VA, Conventional and Jumbo loans. Now also offering 2nd mortgages. Refinances as well as purchases with as little as 3.5% down payments.

In my personal life, I am a dedicated father to three sons. I’m an avid youth sports coach, volunteering to coach youth baseball, basketball, soccer and flag football, as well as volunteer to be a board member. I enjoy golfing, waterskiing, and playing softball and I am constantly networking. I currently also serve as the President of NCNG.

Areas of Expertise

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Financing
  • Down Payment Assistance

Industry Experience

  • Accounting & Finance
  • Budgeting
  • Cash Flow
  • Great Customer Service
  • Home Buying Strategy
  • Home Sales Tax Implications

Ideal Clients

  • Home Buyers
  • Residential Investors
  • Marriage
  • New family
  • New kids
  • Downsizing
  • Divorce

Power Partners

  • Real Estate Agents
  • Mortgage Brokers
  • Title Officers
  • Estate Sales Company

Catch Phrases

  • Home hunting
  • Investment property
  • Cash-out refi

Trigger Events

  • House for sale
  • Marriage
  • Divorce
  • New kids

Happy Home Mortgage Client Testimonial